Terms & Conditions – LifeShield Insurance
(A part of GORA ASSOCIATES)
Effective Date: 27-09-2025
Welcome to LifeShield Insurance. By accessing our website or using our services, you agree to the following terms and conditions:
1. Nature of Services
- LifeShield Insurance is an independent insurance advisor agency.
- We provide guidance, policy comparisons, and recommendations for insurance products.
- The final purchase and decision of any insurance policy rests with the client.
2. No Guarantee or Warranty
- We do not guarantee policy approval, claim acceptance, or specific benefits.
- All policies are subject to the terms and conditions of the respective insurance providers.
3. Accuracy of Information
- We aim to provide accurate and updated information.
- LifeShield Insurance is not responsible for any errors, omissions, or changes made by third-party insurance companies.
4. Client Responsibility
- Clients must carefully read and understand all policy documents.
- Any non-disclosure, incorrect, or incomplete information may result in policy or claim issues.
- LifeShield Insurance is not liable for issues arising from client-provided information.
5. Payments
- Any consultation fees or service charges (if applicable) will be clearly communicated before service.
- Insurance premiums are paid directly to the insurance provider.
6. Limitation of Liability
- LifeShield Insurance acts solely as an advisor and facilitator.
- We are not responsible for any direct or indirect losses, damages, or disputes related to insurance policies or claims.
7. Intellectual Property
- All content, branding, and logos on this website are the property of LifeShield Insurance.
- Unauthorized use of our content is strictly prohibited.
8. Third-Party Links
- Our website may contain links to third-party websites.
- We are not responsible for the content, accuracy, or privacy practices of external sites.
9. Modifications to Terms
- LifeShield Insurance reserves the right to update or modify these terms at any time.
- The latest version will be posted on this page with the updated Effective Date.
10. Governing Law
- These terms are governed by the laws of India.
- Any disputes arising will be subject to the jurisdiction of Indian courts.
11. Consent
By using LifeShield Insurance services or accessing this website, you acknowledge and agree to these Terms & Conditions.